By clicking "Get Started" I agree by electronic signature to: (a) be contacted at the number I have provided above by BillsHappenTM and any of its partners in connection with my loan request and for other marketing purposes, and credit related offers by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by auto dialer (consent to be contacted is not a condition to purchase services), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list; I understand that I may revoke consent; and (b) BillsHappenTM Privacy Policy, Terms of Service, and E-Consent. To agree without providing consent to be contacted, please email Standard Message & data rates may apply. To opt-out, please follow the unsubscribe instructions within the text message. By clicking "Get Started" you are giving express authorization for our participating lenders to pull your credit and to share personal information with BillsHappenTM, including approval status and funded status.
Looking for quick cash?
Quick & Easy
Safe & Secure
Trusted Source
All Credits Welcome
Easy Request Process

Our online form connects you to our trusted lender network

Fast Decisions

You could get your funds as early as the next business day

Safe & Secure

We use the latest SSL technology to keep your information private and secure.

How it Works

BillsHappenTM is an intelligent platform designed to help you find a personal loan when you need it. Through our expansive network of lenders, BillsHappenTM helps people borrow the funds they need. At no charge, BillsHappenTM connects you with fast, hassle-free financial assistance with reputable lenders. You can get your funds fast, sometimes by the next business day!

Submit your request in just a few minutes

The entire process is safe, secure and completely online. No one to deal with in person, BillsHappenTM does not charge you any fees to use our service.

Confirm your information, review your terms and collect your funds, if approved

Once you’ve completed the form and if you are connected with a lender, review the terms of your loan to collect your funds as early as the next business day.

We do all of the hard work

You just have to fill out a few simple fields and we do the rest. You could have a response sooner than you think!

What You'll Need

Driver's License

A valid state driver's license is required for each request

Bank Account

You'll need a checking or savings account


Your social security number is needed to verify your identity

Home Address

It does not matter if you rent or own

Cell Phone

A home or cell phone is required to contact you


You must be employed, self-employed or receiving benefits

At Least 18

US citizens or permanent residents over 18 years old

Any Credit

It doesn't matter what your credit score is!